If you are seriously considering purchasing a property this year, here are a few tips to get started in the right direction:
1. Speak with a mortgage broker. These professionals help you to determine your borrowing capacity, in other words how much you can afford. There are many factors that play into this: income, credit score and other financial obligations are just a few factors considered when applying for a mortgage.
2. Determine your criteria. What are you looking for in a property? This includes the neighbourhoods you like, the needs of you and your family and your non-negotiables (think heated garage 😍).
3. Choose the right real estate broker. Client service is of the upmost importance. Your broker needs to support you during each stage of the transaction, from finding the perfect options, making an offer, negotiating for the best deal, to closing on the property.
If you need guidance with any of these important tips we would be happy to help.
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